Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Wednesday, October 07, 2009	Broker /Origination Fee:	1.000%
Lock Period:	30 days	Loan Amount:	$200000

30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.625 %	$1,028.28	1.000 %	$2,000.00	4.710%	$1,687.00	APPLY ONLINE

15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.250 %	$1,504.56	1.000 %	$2,000.00	4.310%	$1,687.00	APPLY ONLINE

30 Year Fixed Jumbo

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
5.000 %	$1,073.64	1.000 %	$2,000.00	5.125%	$1,687.00	APPLY ONLINE

5/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$926.23	1.541 %	$3,082.00	3.750%	$1,687.00	APPLY ONLINE
3.875 %	$940.47	1.269 %	$2,538.00	3.875%	$1,687.00	APPLY ONLINE
4.000 %	$954.83	1.064 %	$2,128.00	4.000%	$1,687.00	APPLY ONLINE

7/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$926.23	1.957 %	$3,914.00	3.750%	$1,687.00	APPLY ONLINE
3.875 %	$940.47	1.158 %	$2,316.00	3.875%	$1,687.00	APPLY ONLINE

FHA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.750 %	$1,043.29	1.000 %	$2,000.00	4.810%	$595.00	APPLY ONLINE

VA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.875 %	$1,058.42	1.000 %	$2,000.00	4.920%	$595.00	APPLY ONLINE

USDA 100%

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
5.000 %	N/A	1.000 %	$2,000.00	5.125%	$1,687.00	APPLY ONLINE

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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